Mr. Endik from Jombang, East Java
Familiarly called Mr Endik, he is one of the productive referrers of PROBIZ. Mr Endik has joined as a referrer since 2018 and has prosperously referred many members to utilize PROBIZ to fortify their businesses. Mr Endik verbally expressed that he relished his experience as a PROBIZ referrer. “If you become a referrer, you are not affixed to any obligations like an employee but still can get commissions. I enjoy becoming an active referrer because other financial institutions do not own product like PROBIZ,” he said. According to Mr Endik, a quick process is a significant advantage. “It’s quite fast for a one billion in credit limit, in other places it takes a long time, but in KSP Sahabat Mitra Sejati takes a week at most,” he said. Besides, Mr Endik also stated that loan products with property collateral such as PROBIZ for micro-businesses are still recherche in the market.

Mr Endik also emphasized that the commission obtained from KSP Sahabat Mitra Sejati made him more eager to pursue the disbursement. “Yes, Alhamdulillah, I didn’t think I could get a commission of up to tens of millions … Alhamdulillah, I could get more and more. Yesterday I got eight million, then ten million, and ten million more,” he said enthusiastically. Mr Endik was also baffled because in the last three months since the COVID-19 outbreak subsisted, he referred no members to borrow but still received a commission, and the amount was colossal for him. Mr Endik asked the head office the reason why there were funds transferred to his account. As it turned out, it was the other commission besides disbursement that he received, which is the maintenance and loyalty commission. “I did not think I could get sustenance during this pandemic,” he said excitedly.

The maintenance commission can be obtained by Mr Endik when the referenced member pays instalments smoothly, while the loyalty commission caused by the number of references is more than six in the past year. Mr Endik himself shared his tips on becoming a productive PROBIZ referrer, “offered to entrepreneurs who need fast money, if they need it, they are not too sensitive with the amount of interest so that it matches with the products of KSP Sahabat Mitra Sejati… Don’t forget to see prospective members who have good character.” For Mr Endik. “Albeit currently, we have large-scale social restrictions, I am still actively referring some prospective members to KSP Sahabat Mitra Sejati. In the future, when the economy starts to recover, there will be many potential members who need loan products such as PROBIZ. ”

With disbursement, maintain, and loyalty commissions that distributed on time to the referrer, don’t hesitate to start being one at KSP Sahabat Mitra Sejati. It could be that you are one of the many success stories of PROBIZ referrer in the future.
(Contributor: Dian and Reynald)